Kuda — The Bank in whom I am well pleased

3 min readSep 6, 2019


Today, technology has made it possible to have another level of control over your money. The financial institutions are being disrupted with the emergence of digital banks by fintech companies which have begun to compete with the traditional banks in delivery of quality financial services.

I’m sure many of you are frustrated with the current banking systems in Nigeria most especially with the way your money is being managed. When you save your money in the bank, it is being used to do business which eventually yields a huge amount of profit but you only get a peanut of the profit as interest.

The annoying thing is the excessive and unnecessary charges being made monthly like SMS, ATM maintenance coupled with hidden fees that cannot be explained or accounted for.

Well, I have GOOD NEWS for you:

Introducing Kuda (the bank of the free), the only digital bank that stood out of the crowd. I fell in love instantly on discovering the freedom I get from banking with them.

Screenshot from Kuda Website

The platform offers digital-only, no-fee banking services, targeted at Nigerian millennials. You receive a debit card, spending and savings account, and an app that keeps you in control of your finances at all times.

Screenshot from Kuda website

You can deposit money in over 10,000 branches across Nigeria for free. You get twenty-five (25) free transfers to other banks every month. After that, any transfer to other banks cost #10. Another interesting part here is the Refer & Earn perk offered by the bank whereby you invite a friend and get #200 when they sign up with your referral code, add their BVN and keep at least #100 in their account. You’ll be paid for your referrals every Monday.

Isn’t this lovely, just #10 on the 26th transfer. This is very fantastic. 👏🏿👏🏿👏🏿👏🏿👏🏿

Screenshot from Kuda website

Another lovely part is the no card maintenance perk. I am more than dumbfounded if you are not right now.

Screenshot from Kuda website

Are you already realizing the freedom you will get or you are not convinced yet?

Screenshot from Kuda website

There are many more benefits to enjoy using Kuda which I will leave you to discover yourselves in navigating through the app.

To join, visit your Play Store (for Android users) or App Store (for iOS users) to download the Kuda app and follow the procedures in opening an account


You visit Kuda website and follow the instructions.

You can reach out to Kuda on the following social networks:

Facebook, Twitter, Instagram and Medium.

Happy banking, cheers. 🥂

Now to my love, I’ve never been this happy banking. Banking with you has sprung up more level of confidence in me saving my money. How I wish I can allow you to lay hold of my heart to feel the way I feel about you. I hope to have a more cordial relationship with you now and beyond.

Please, don’t break my heart.

Thank you. ❤️




Software Engineer 👨🏿‍💻 and Developer Advocate